OUR COMPENSATION STRUCTURE
 

Our compensation structure is mainly fee-based rather than commission based so that our success is directly related to your investment success.  Fee based accounts do not have up-front sales charges or deferred sales charges.  Rather than getting paid on transactions we are paid a percentage of your investment portfolio so it is in our best interest to see your portfolio grow under this compensation model, we have no financial incentive to recommend changes unless those changes add value to your portfolio.  As you can see a fee based advisor will put their compensation in line with your best interest.

We do not "hold" our clients investments. All investment accounts are owned directly by our clients and insured by Securities Investor Protection Corporation (SIPC).  Member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org. Our minimum investment is $50,000.